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Dialogue on Policy co-founder. State Rep. Christina Morales, a Democrat from Houston and vice-chair of the Official Bring back asylums T-shirt moreover I love this Mexican American Legislative Caucus, noted that 18% of Latinos have advanced degrees, compared with 39% of white Texans. In addition, 92% of white Texans have high school degrees, compared with 70% of Latinos, she said. She said that Latino educational attainment has increased since 1965 when President Lyndon B. Johnson signed an executive order to reinforce the requirement that federal contractors not discriminate in employment. “The effort has to be made that more people are included,” Morales said. “Just human nature, we tend to pick people who look like us, have names like us and have a similar backgrounds, so it’s important that we consciously choose people with a diverse background and we choose to include other folks when we are hiring and we admitting them to the university.” She said “we’re incredibly disappointed” with the UT System decision and Texas A&M University, the flagship of the state’s A&M System, for changing its hiring policies. But she also said she recognized that they are in a difficult place because their funding is at risk if they defy the governor. Luke Macias, a Republican consultant, recently described diversity, equity and inclusion initiatives in a newsletter as “the vehicle by which the left is filling our universities and public schools with marxist ideas.” “When we talk about what DEI is, it is a university saying we need to cease recognizing people for the content of their character and not the color of their skin,” Macias said, referring to a quote from Martin Luther King Jr. that his daughter, Bernice King, and some scholars say is often misused. Macias credited Scott Yenor, a Boise State University political science professor whose remarks about the recruitment of women in some fields and other comments have drawn protest and criticism, for having “exposed” DEI policies in Texas as discriminatory. The governor’s actions on DEI hiring comes amid a Republican-led campaign targeting the teaching of racial, ethnic and LGBTQ studies in state schools and universities. It also comes as potential 2024 Republican presidential candidates have begun to jockey for support from the party’s right-wing base. Florida Gov. Ron DeSantis, considering a White House run, also is targeting DEI in his state. Macias noted that anti-DEI efforts aren’t stopping at hiring policies. He said DEI programs for other purposes in universities are not illegal, but the Texas Legislature is trying to pass laws to prohibit such programs.
The Biden administration has announced new measures it says could help make buying and owning a home more affordable for hundreds of thousands of people. The plan will cut mortgage insurance costs by 30% for buyers who take out Federal Housing Administration-backed mortgage loans, from 0.85% to 0.55%. The reduction could save 850,000 homebuyers and homeowners who have FHA loans an average of $800 this year, according to the Official Bring back asylums T-shirt moreover I love this Biden administration. The discount takes effect March 20. Mortgage insurance is the additional expense that homebuyers have to pay if they put down less than 20% when buying a property. While the mortgage insurance attached to some home loans goes away after homeowners pay off a certain amount of their loan balance, the mortgage insurance tied to those FHA loans remains until the entire mortgage is paid off, unless the buyer put down at least 10% at the time of purchase. Of course, homeowners can always refinance out of an FHA mortgage loan. FHA mortgages are intended for low- and middle-income homebuyers, as they require lower down payments and allow for more flexibility on credit requirements than conventional mortgage loans. The announcement comes as housing prices remain unaffordable in many parts of the U.S. By the end of last year, the median home price had reached $467,700. Combined with rising interest rates and dwindling supply, the barriers to homeownership have only grown for the most financially vulnerable buyers. “A home represents financial security, the opportunity to build wealth and equity that can help put your child through college, afford retirement, create intergenerational wealth within your family,” Vice President Kamala Harris said at an event in Bowie, Maryland, where the cost reductions were announced Wednesday. “That’s what all of this represents,” Harris said. “It is so much bigger than a piece of property.”
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